Most of our readers in New York know that if they are injured on the job they are probably eligible to receive workers’ compensation benefits. After all, almost all employees in the state are covered under their employers’ workers’ compensation coverage. But, details matter. So, what should you know about workers’ compensation in New York?
Workers’ compensation basics
It helps to start at the beginning: If you are injured at work, what should you do right away?
First and foremost, get the appropriate medical treatment for the injury as soon as possible. If it is an injury that does not need emergency treatment, you should do your best to be sure to go to a provider who is authorized by the Workers’ Compensation Board.
Next, you should report your injury to your employer as soon as possible, but definitely within 30 days of the date upon which the injury occurred. From there, injured workers can file a claim with the Workers’ Compensation Board.
What can you expect when your claim is approved?
First, the costs for your medical care will be covered – that includes the costs from your interaction with a healthcare professional, as well as transportation costs and even prescription medication costs. Next, if your injury will prevent you from returning to work immediately, you will likely be eligible to receive a portion of your lost wages from that time away from work.
While the concept of workers’ compensation benefits is relatively straightforward, the reality is that sometimes details will prevent the quick and efficient processing of these claims. If you suffer an on-the-job injury in New York, be sure to get the right information about your own unique situation.